Founded in 1923, Community Trust Bank is a family-owned independent bank that offers savings and checking accounts. The bank offers consumer, commercial, agriculture, residential and home improvement loans, as well as consumer and commercial letters of credit. Community Trust Bank also provides trust, telephone and Internet banking services. It offers a savings estimator and mortgage and loan payment calculators. In addition, the bank offers debit, credit and gift cards. Community Trust Bank provides various retirement services, such as investment management and plan administration. The bank has several ATM locations throughout Illinois. Additionally, Community Trust Bank offers safe-deposit boxes.