German American Bank is a subsidiary of German American Bancorp. The bank offers a range of depository and lending services for individuals, businesses and government agencies. It offers a variety of savings accounts that include money market, retirement money market and health savings accounts. It provides merchant cards, foreign currency exchange services, online banking, overdraft protection and cash management services. The bank also offers various types of loans that include automobile, boat, personal, vacation and home-equity loans. It provides a variety of investment products, such as mutual funds, stocks and bonds, money market funds and tax-deferred annuities. The bank offers home, auto, agriculture, health and life insurance through its affiliate, German American Insurance.