German American Insurance Incorporated is an independent insurance agency that offers a range of commercial and personal insurance plans in southern Indiana. It provides a variety of insurance plans for homeowners and tenants. The company s insurance coverage includes personal belongings, theft and personal liability. It features auto insurance coverage programs that include medical expenses for accident, financial protection from lawsuits and damage due to vandalism and natural disasters. German American Insurance Incorporated also offers insurance plans for watercraft, motorcycles, all-terrain vehicles, motorhomes and trailers. It manages Citizens State Bank, which was founded in 1873. The company additionally provides several life insurance and employee benefit plans.