Founded in 1886, Mid-Southern Savings Bank is a locally owned financial institution that offers investment and money management solutions. It provides telephone banking, direct deposit and overdraft protection services. The bank offers ATMs and merchant cards and safe-deposit box services. Mid-Southern Savings Bank provides night deposit and check protection services. It also offers certificates of deposit, money market, savings, and personal and commercial checking accounts. The bank additionally provides construction, home improvement, automobile commercial real estate and business loans. Mid-Southern Savings Bank is a member of the Federal Deposit Insurance Corporation and Equal Housing Lender.