Lakeland Financial Corporation is a bank holding company that operates through Lake City Bank with its headquarters in Warsaw, Ind. Lake City Bank is a $1.6 billion, locally owned and managed community financial institution with more than 40 offices in the following Indiana counties: Kosciusko, Elkhart, Allen, St. Joseph, DeKalb, Fulton, Huntington, LaGrange, Marshall, Noble, Pulaski and Whitley located in northern Indiana. The bank provides a variety of financial services, including commercial and retail banking, trust and investment management and brokerage services. The trust and investment management department has assets of nearly $855 million. Lake City Bank is the third-oldest financial institution headquartered in Indiana.