Established in 1999, United Community Bank provides personal and business banking facilities. Its cheking services include the UCB 50-plus package and UCB traditional package. Its savings and investment services include statement savings accounts, passbook savings accounts, Christmas club savings accounts, certificates of deposit accounts, individual retirement accounts and advisory services from Lincoln Financial advisors. The bank also provides loan services that include consumer loans and mortgage services, telephone banking facilities, direct deposits, NSF overdraft protection, automatic transfers, credit cards, ATM cards, MasterMoney debit cards, night depositories, notary public services and travelers checks. The bank also provides money orders, cash advance on credit cards, safety deposit boxes, wire transfers and online banking facilities. UCB s business banking facilities include business checking and commercial loans. The bank is headquartered in Lawrenceburg, Ind.