Citizens Savings Bank is a full-service financial institution that offers various personal and commercial investment and lending solutions. The bank provides checking, savings and individual retirement accounts. Its range of products includes home equity, construction, residential mortgage, automobile and agricultural loans. Citizens Savings Bank also issues certificates of deposit. It offers telephone and Internet banking and online bill payment services. The bank provides ATM and credit cards for its account holders. In addition, Citizens Savings Bank offers safe-deposit boxes and traveler s checks. It is a member of the Federal Deposit Insurance Corporation and an Equal Housing Lender. The bank serves customers in the cities of Anamosa and Tipton in Iowa.