Founded in 1858, State Central Bank offers standard retail products and services, including time and demand deposit accounts and retail and commercial loans. The bank operates through 10 full-service branches. The bank offers online banking to make balance inquiries, transfers money from one account to another, makes loan payments, checks the status of payment transactions, searches account history and allows payment of bills. Its banking products and services include foreign currency exchange, saving bonds, safe deposit boxes, ATMs, certified checks, phone banking, and domestic and foreign wire transfer services. It provides trust and investment services and insurance policies through its affiliate, State Central Financial Services. State Central Bank is headquartered in Keokuk, Iowa.