United Community Bank is an institution that provides personal and business banking products and services. The company offers a variety of personal checking and savings accounts, money market accounts, individual retirement accounts, certificates of deposit, health savings accounts, mortgages and personal loans. Its business banking products and services include commercial and agricultural loans, checking accounts, investment accounts, health savings accounts, cash management, certificates of deposit and individual retirement accounts. In addition, the company offers an array of investment services, including financial planning, portfolio management, retirement planning, analyses of life insurance and estate planning. United Community Bank operates locations in Okoboji, Hartley, Ocheyedan, Lake Park and Milford, Iowa.