Established in 1886, First Trust and Savings Bank is a locally owned financial institution that offers a range of banking services. The bank provides a variety of checking and savings accounts. It offers Internet and telephone banking services. The bank provides ATM, debit and credit cards. It offers agricultural, farm and consumer loans. The bank also provides home equity, real estate and student loans. In addition, First Trust and Savings Bank offers commercial and business loans. The bank is a member of the Federal Deposit Insurance Corporation. It publishes a newsletter. First Trust and Savings Bank manages a staff of accountants and support personnel.