Pharmacists Mutual Companies is a specialized insurance resource for pharmacists, pharmacies, and associated businesses and professionals. Founded in 1909 as Druggists Mutual Insurance Company of Iowa, the company operates in more than 45 U.S. states and the District of Columbia. It serves the pharmacists' needs through a group of companies that include Pharmacists Mutual Insurance Company, Pharmacists Life Insurance Company and Pro Advantage Services, which is doing business as Pharmacists Insurance Agency in California. Pharmacists Mutual Companies offers insurance services for personal and commercial purposes. Its personal insurance includes coverage for automobiles, flood, boats, life, disability, valuable properties, recreational vehicles, vacation homes, and medical and long-term care facilities. In addition, its business insurance program includes coverage for offices, retail businesses, wholesalers, contractors, commercial auto, workers compensation, religious institutions, manufacturers, nonprofit operations, apartments, group benefits and retirement plans.