Incorporated in 1929, Citizens Savings Bank officially changed its name to Citizens Bank in 1989. The bank serves the financial needs of the business, agricultural and consumer population of the Sac City, Iowa. It offers checking/savings accounts, certificates of deposit (CD) s, individual retirement accounts, safe deposit boxes, direct deposit, ATM/debit cards, etc. Citizens Bank houses its own data processing computer system which provides immediately available information to its customer. The bank operates Citizens Bank Insurance Agency, which is a full-service agency of the independent agents of Iowa. Citizens Bank is a member of the Federal Deposit Insurance Corporation (FDIC) and is an Equal Housing Lender.