Farmers Savings Bank is a locally owned bank that offers a range of financial products and services to meet the needs of customers. It provides checking, savings and individual retirement accounts, as well as certificates of deposit. Farmers Savings Bank offers auto, mortgage, construction and agricultural loans. The bank provides online financial calculators. Farmers Savings Bank offers telephone banking services that allow customers to know accounts status and details and transfer funds between accounts. The bank provides night depository, bank by mail, wire transfer, safe-deposit box, money order and certified check services. Farmers Savings Bank also offers Internet banking services to view account balances and transaction details.