Operational since 1931, Citizens State Bank is one of the largest financial institutions in the state of Iowa with seven branch locations in Monticello, Hopkinton, Ryan, Manchester, Winthrop, New Vienna and Strawberry Point. With assets of over $ 250 million, the bank provides a full line of banking, brokerage, insurance, investment, income, trust and payment services/products to consumers and businesses. It offers a wide array of lending options, including agriculture, business, mortgage and personal loans. Citizens State Bank s banking options include checking and savings accounts, certificates of deposit and individual retirement plans. The bank is a member of the Federal Deposit Insurance Corporation and is an Equal Housing Lender.