Since it was chartered in 1987, American State Bank has strived to fill the needs of its customers and communities with quality professional financial products and customer service. The bank provides its customers with a variety of personal, business, agricultural and electronic banking services. Personal banking options include checking accounts, savings accounts, certificates of deposit, investment accounts, personal lending options and money market accounts. Commercial banking options include a variety of deposit accounts, lending services, investment products, online banking and small business services. The bank s agricultural services include checking and savings accounts, investment accounts, farm real estate loans, farm construction loans, equipment loans, livestock loans, Farmer Mac loans and beginning farmer loans. It also provides real estate loans to customers. American State Bank is headquartered in Osceola, Iowa.