Flint Hills Bancshares Inc. is the holding company for Citizen State Bank. Citizens State Bank offers a wide range of products and services, such as personal checking, money market, certificates of deposit, individual retirement accounts, ATM and debit cards, business checking and merchant services. In addition, the bank offers online and bill pay services. It provides a range of financial calculator tools to enable its clients with financial planning. Citizens State Bank is a member of the Federal Deposit Insurance Corporation (FDIC) and is an Equal Housing Lender.