Established in 1845, New York Life Insurance Company is one of the leading mutual life insurance companies in the United States. It specializes in providing a range of insurance and asset accumulation products and services. The firm offers life insurance, retirement income, investment and long-term care insurance services. It also provides institutional asset management and retirement planning services. The firm offers traditional medical, preferred provider, copay and short-term medical plans. In addition, it provides a range of fixed and variable insurance and annuity products, including whole life, universal life, variable universal life, term insurance and income annuities. The firm offers free claims processing, crisis management and estate planning services. New York Life Insurance Company is headquartered in New York City.