HopFed Bancorp is the primary bank holding company for Heritage Bank. Both are based in Hopkinsville, Ky. HopFed Bancorp is publicly traded on the NASDAQ market under the symbol HFBC. Heritage Bank was chartered in 1990 by a group of local businessmen who, in the face of expanding interstate banks and national bank holding companies, wanted to preserve the concept of local banking. The bank offers financial services and provides a diversified line of products and services to consumers and businesses, which include demand, savings and time deposits, consumer finance, online banking, mortgage lending, and commercial banking throughout its market area. Heritage Bank operates a main location in Hopkinsville and several branch locations in Kentucky.