I believe it is never too early to start thinking about the future-, recognizing that decisions made today may have a profound effect later in life. Whether it's retirement planning and income strategies, risk management, portfolio design, or financial planning strategies for families with special needs, having a roadmap can make the difference in being unsure or feeling more secure. I work with individuals and families in the Louisville and Lexington area. I help clients evaluate and understand their current financial situation so they can begin to look forward, and work toward their future needs and goals. For families of children with special needs, it is important to plan with a consideration for benefits they may receive now and later. So what do you say? Let's sit down and make a plan. Comments are not verified, may not be accurate and are not representative of the experiences of the advisor's clients.