Monticello is a city in Wayne County, Kentucky, United States. The population was 5,981 at the 2000 census. It is the county seat of Wayne County. It advertises itself as "The Houseboat Capital of the World" due to the large number of houseboat manufacturers in the city. The city sits next to Lake Cumberland, and much of its economy is built on servicing the recreational and tourist traffic to the lake.
Monticello is located at 36°50′17″N 84°51′0″W / 36.83806°N 84.85°W / 36.83806; -84.85 (36.838194, -84.850022).
According to the United States Census Bureau, the city has a total area of 6.1 square miles (15.7 km²), all of it land.