First St. Charles Bancshares is the parent company of First National Bank USA, a locally owned bank and plans to remain locally-owned and managed. The bank has been serving the area for 26 years. The bank is a recognized financial leader, providing a full line of banking services. First National Bank USA is a member of the Free ATM network and Community Cash. Community Cash is a network of financial institutions, which provide ATM services free of surcharges to customers of member financial institutions. Its main office is located in Boutte, La.