Based in Westbrook, Maine, Disability Reinsurance Management Services, commonly known as Disability RMS, provides disability risk management products and services. The organization was founded in 1993, and has a team of more than 300 trained risk management professionals. It offers a wide range of services, including underwriting, claims management, actuarial and compliance services. Its products include traditional disability and worksite disability insurances. The organization provides a variety of customized short-and long-term disability plans for various individual employer groups. Its various plans include noncontributory and contributory coverage, flexible benefit packages and voluntary coverage. Its worksite product portfolio includes intermediate-term disability, disability for catastrophic accidents and sickness and supplemental benefits to group disability policies. In addition, The Disability RMS staff provides services in a wide range of fields that include underwriting, filing, pricing and claims management services for disability products.