I have been privileged to serve the educational communities of Penobscot and Piscataquis counties for the past 35 years. Working with educators is incredibly rewarding work. I have many clients who have become close friends, and it is a pleasure to work with such wonderful people. My goal as an agent is to take the stress and worry about insurance and retirement planning out of educators' lives. The nice thing about Horace Mann is that the company can generally provide an educator with all of his or her insurance needs while having to deal with only one agent. I will meet with you at your convenience at school, in your home or in my office. I'm committed to providing you the service you expect and the honesty and integrity you deserve. In our office, we strive to give world-class service to our educator clients. We want to make all interactions with our office and Horace Mann as easy as possible.

Duff and Associates

West Joel