Regal Bancorp is the holding company of Regal Bank & Trust that operates community banking offices in Carroll and Baltimore counties in Maryland. The bank is recognized as a hometown, community banking leader that provides personal banking products, business financial solutions and exemplary customer service. Personal banking options include checking accounts, savings accounts, individual retirement accounts, certificates of deposit, automobile loans, home equity loans, mortgages, student loans and recorder checks. Business banking options include business banking, business lending and investment products. Regal Bank & Trust maintains its corporate headquarters in Owings Mills, Md.