Founded in 1989, Independent Benefit Services is one of the leading employee benefit advisory firms in the United States. The company provides assistance to develop and implement several employee benefit plans, including medical, dental and disability. It also assists in the development of explanatory materials and negotiating rates. Independent Benefit Services offers information on changes in federal laws that govern employee benefit plans. The company analyzes financial options, checks invoices for accuracy and obtains proposals from insurance carriers. It also offers customized solutions for mergers and acquisitions. Independent Benefit Services provides services for integrating administrative and investment record keeping functions. The company is a member of the United Benefit Advisors network. It is located in Rockville, Md.