Steven Thalheimer, CFP, is founding principal of Thalheimer Financial Planning, a financial planning and Registered Advisory firm headquartered in Silver Spring, MD. The firm specializes in providing Fee-Only financial planning services and investment management to middle-income individuals and families. "There is so much financial information and so many options available today, says Steve, that even fairly astute people may become a little confused or overwhelmed. Our mission is to help our clients make sense of it all, to transform it into useful knowledge, to focus on what is most important, to simplify the decision-making process, and help them bring order to their financial affairs. We seek to empower our clients with the knowledge they need to make informed financial decisions as they work towards their life goals. We are also a Fee-Only firm compensated solely by our clients. We do not accept commissions and so have no third-party influences. This structure gives us the freedom we need to be completely objective in our recommendations. We work solely for our clients. Steve has been helping middle income clients in the DC area gain control over their financial lives and achieve their goals and dreams for almost 10 years. He works with individuals to develop and implement financial plans that integrate goal setting, cash flow, debt reduction, risk management, education, retirement, income tax and estate planning with savings and investments. Frequently quoted in the Washington Post and Baltimore Sun, Steve is your trusted advisor, providing the wisdom, perspective and discipline to help you make the best financial decisions possible. Independent, objective, fee-only financial planning, advice and investment management. Staff planner with an established Fee-Only financial planning firm, specializing in providing wealth management services to high net worth individuals, from 1996 to 2000. Assisted in developing comprehensive financial plans and with the ongoing financial management of 15 to 20 clients per year. Enjoyed a high level of success, but eventually became convinced that the firm s focus on serving affluent clients was too narrow to meet his personal objectives. Founded Thalheimer Financial Planning in July, 2000 to expand on the vision of offering high-quality advice and financial planning services to middle-income clients. Completed CFP course work through the College for Financial Planning. Received CERTIFIED FINANCIAL PLANNER ( CFP ) certification from the CFP Board of Standards in 2000. Before entering the field of financial planning, Steve worked in international economic development for 12 years, most of that time with the U.S. Peace Corps, both in the United States and abroad. Steve holds a BA in Anthropology from the University of Connecticut, Storrs, and an MA in International Development from The American University, Washington, DC.