Consumer Financial Services, also known as CFS, is a company that specializes in real estate and mortgage assistance services. It offers services to clients for the buying and selling of commercial and residential spaces. The company features the multiple listings service, as well as provides assistance with loan programs and fixed and adjustable rate mortgages. Consumer Financial Services also assists customers with financial planning, debt management, tax preparation and consulting, and bookkeeping and accounting. In addition, it operates the CFS Academy Of Real Estate & Finance, which prepares students for real estate licensing examinations and offers information on several issues, including real estate contracts, transferring title, property valuation, property management, property ownership and interest, and brokerage and agency.