Citizens~Union Financial Services, a part of Citizens~Union Savings Bank, provides a variety of insurance and investment products. Citizens~Union Financial Services offers full-service stock and bond trading services, as well as mutual funds, annuities and college savings tax plans. It provides products from Infinex Investments. Citizens~Union Savings Bank offers savings, checking, retirement and money market accounts. In addition, it provides personal, mortgage and automobile loans. The bank also offers certificates of deposit, safe-deposit boxes, traveler s checks and money orders. Founded in 1851, Citizens~Union Savings Bank provides online and telephone banking, direct deposit, business development, insurance and investment services.