Beacon Bancorp is the bank holding company that operates Bristol County Savings Bank. The bank offers a range of financial products and services. It provides a variety of checking, savings, money market and individual retirement accounts. Bristol County Savings Bank offers automobile, equity, real estate and small business administration loans. The bank also provides lines of credit and certificates of deposit. It offers a range of overdraft protection and cash management services. Bristol County Savings Bank provides fixed- and adjustable-rate mortgage options, as well as administers the Affordable Housing Program. The bank maintains a network of branches and ATMs. It offers Internet and telephone banking services. The bank is a member of the Federal Deposit Insurance Corporation.