Established in 1996, the Bank of Ann Arbor is a locally owned and operated business that provides a range of financial products and related services for individuals and businesses. Located in Ann Arbor, Mich., it offers checking and savings accounts, as well as overdraft protection services. The bank provides mortgages and personal loans for home improvement, new construction and vehicle purchase. It additionally offers investment management, estate settlement, asset evaluation, and financial and retirement planning services. The bank also provides online banking, safe deposit box rental, wire transfer and night depository services. It operates a network of ATMs. The Bank of Ann Arbor is a wholly owned subsidiary of Arbor Bancorp, which is a locally owned and managed financial service holding company.