Citizens Bank, headquartered in Flint, Mich., is one of the banks whose holding company is Citizens Banking Corporation. F&M Bank-Iowa, headquartered in Marshalltown, Iowa, is the other bank under the holding company. Citizens Banking Corporation is a diversified financial services company that provides a range of commercial, consumer, mortgage banking, trust and financial planning services to a broad client base. It operates more than 180 branch, private banking and financial center locations, as well as nearly 190 ATMs throughout Michigan, Wisconsin and Iowa. Citizens Bank offers personal and business banking services.