Edgewater Bank is a financial institution that offers a range of products and services. The bank provides certificates of deposit and individual retirement accounts. Edgewater Bank also offers regular and statement savings accounts. The bank provides a variety of interest-bearing accounts, as well as home, unsecured and student loans. It offers 24-hour telephone banking services that allow customers to check balances, confirm transactions, transfer funds between accounts and make loan payments. Edgewater Bank provides real estate loans for constructing and purchasing office buildings, manufacturing plants, distribution facilities and single-family subdivisions. Its VantagePoint cash management service offers flexible transactions, the reports of account statements and confidential multiuser accountability.