The Citizens State Bank of Ontonagon is a locally owned and operated bank, based in Michigan. Operational since 1910, the bank offers various financial services, such as individual retirement accounts, money market plus, direct deposit and safe deposit service. It offers a slew of loan options like auto, mortgage, personal and appliance. The Citizens State Bank of Ontonagon is a member of Federal Deposit Insurance Corporation and an Equal Housing Lender. The bank also provides online banking services to its clients.