Owned and operated by a real estate attorney with over 30 years experience, Homeowners Title Agency provides client-centered real estate transactions. Underwritten by Fidelity National Title Group ( as an agent of Lawyers Title ) and Old Republic National Title, Homeowners Title Agency provides title insurance and escrow services to Michigan real estate agents, lenders, attorneys and corporations. Our knowledgeable staff of title professionals coordinates residential and commercial real estate transactions with the highest degree of efficiency and customer service. When people are introduced to the concept of title insurance they are not exactly sure what it is or what it protects. Unlike other forms of insurance, title insurance protects against what happened in the past. All other forms of insurance protect you from things that may happen in the future. One of the largest investments you can make is the purchase of property. You should realize whenever you buy property that the owner has extremely strong rights as does his family and heirs. Also, there may be others, in addition to the owners, who have rights in the property. For example, these rights may be held by a governmental body or contractor. A title search uncovers unpaid taxes or mortgages, judgments against previous owners, easements, and other court actions or recorded documents which can affect title to real estate. Our job is to examine and report such defects in title so that these matters can be corrected and cleared up. This is the first benefit you receive when you order title insurance from Homeowners Title Agency. We provide title insurance and closing services for mortgage companies, realtors, financial planners and for sale by owner sellers and buyers throughout Michigan. For your convneience, closings can be conducted in your home or place of business as well as our office utilizing our large pool of professional and experienced transaction closers.