Chartered and incorporated in 1907, the Avon State Bank is owned by Avon Bancshares. The banks product and service offerings include certificates of deposit, checking accounts, savings plans, loans, credit, debit and check cards, insurance, individual retirement accounts and retirement plans, safe deposit boxes, United States savings bonds, travelers checks, personal money orders, wire transfers, NADA bluebooks, notary services, signature guarantees, cashier checks and bank money orders. The bank also provides ATM, telephone banking, bank-by-mail and Internet banking and bill paying facilities. The bank also provides super senior accounts that facilitate free money orders, travelers checks, notary services, photocopying services, invitations to special trips and wire transfers within continental U.S. The bank is a member of the Federal Deposit Insurance Corporation.