United Minnesota Bank is a community financial institution that offers a variety of personal and business banking services. It provides savings, checking and money market accounts, as well as certificates of deposit. The bank offers an online calculator for loan payment estimation. United Minnesota Bank provides 24-hour telephone banking services that allow clients to make loan payments, transfer funds between accounts and obtain account information. It offers installment and personal loans for the purchase of automobiles, pickups, recreational vehicles, motorcycles and boats. The bank provides real estate mortgage products that include home improvement and construction loans. It also offers commercial and agricultural loan products. In addition, United Minnesota Bank provides overdraft protection and automatic funds transfer services.