Northwoods Bank of Minnesota is a family-owned independent community bank that provides primary financial services to its customers and community. It offers a wide range of personal banking products and services, such as checking and savings accounts, certificates of deposit and consumer and auto loans. The bank also offers a variety of business loans that include commercial real estate purchasing, construction, business acquisition, inventory purchasing and working capital loans. In addition, the bank provides various financial tools, including mortgage and saving calculators, adjustable-rate mortgage payments and a home budget analyzer. Northwoods Bank of Minnesota is a member of the Federal Deposit Insurance Corporation and is located in Park Rapids, Minn.