Founded in 1918, Pine River State Bank is a full-service bank that offers personal and commercial banking services. It provides a variety of deposit accounts that range from economy checking with no minimum balance and no monthly maintenance fee to programs like Elite Club accounts, which offer members special benefits and interest. The bank offers personal loans to buy new and pre-owned vehicles, boats and snowmobiles, and to pay for college expenses, medical bills, vacations and car repairs. It also offers commercial, real estate and Small Business Administration loans. The bank s other products and services include Internet banking, debit cards, ATMs and direct deposit services. Its online banking services enable customers to check account balances, view current statements, download account information, transfer money between accounts, make loan and ready reserve payments and order checks. Pine River State Bank has locations in Pine River, Pillager, Emily, Breezy Point and Nowthen, Minn.