Incorporated in 1903, First Independent Bank is a community financial entity serving its customers in Russell County, Ala., and the surrounding areas. It offers various banking services, such as checking and savings accounts, Certificates of Deposit (CDs), individual retirement accounts, debit/ATM cards and check reorder. The bank s online and Voice Access service enables customers to check their account anywhere, at any time. It also provides different types of lending options, including manufactured home, construction, home equity line of credit, auto, business, land/development and agri-business loans. First Independent Bank is a member of the Federal Deposit Insurance Corporation (FDIC) and is an Equal Housing Lender.