Wadena State Bank provides a range of banking, insurance and investment services to consumers, small businesses and commercial organizations. The bank offers checking and savings accounts, certificates of deposit, check cards and mortgage programs. Its lending capabilities include automotive, personal, home equity, real estate and student loans. Wadena State Bank assists businesses with cash management and transactions. The bank features asset management, individual retirement accounts, mutual funds and portfolio management. It writes property and casualty, life, health, automotive and homeowners insurance policies. The bank is a member of the Federal Deposit Insurance Corporation. It has a location in Wadena, Minn.