First National Bank, located in Waseca, Minn., offers a range of services to clients. The bank offers a variety of personal banking products and services, such as checking accounts, savings accounts, and certificates of deposits and individual retirement accounts. The bank also offers a number of services designed to meet the specific business needs of clients, such as business checking, business loans, cash management and statements on certificates of deposits. Additionally, it offers various loans, such as consumer loans, real estate loans, commercial loans and agricultural loans. First National Bank provides other services, such as Internet banking, telephone banking, credit cards, ready reserve protection, safe deposit boxes, and instant cash and debit cards.