Heritage Bank N.A. is a full-service financial institution that specializes in providing a variety of personal and business banking products and services. The bank is a part of Heritage Bancshares Group, which is a bank holding company. It offers cash management and financial planning services. Heritage Bank N.A. provides a range of savings and checking accounts. It also offers several personal and commercial mortgage products and services. Heritage Bank N.A. provides safety deposit boxes, as well as debit and credit cards. It offers online banking and bill payment services. In addition, the bank provides assistance with business and commercial lending issues. Heritage Bank N.A. maintains a presence in Willmar, Minn.