SMA Insurance has been offering a range of personal and business insurance plans for more than 20 years. Its insurance plans include auto, home, life, health and disabilities. The company also provides long-term care insurance plans. SMA Insurance is licensed to provide services in the states of Minnesota, Wisconsin, Iowa, South Dakota, North Dakota, Missouri, Arizona, New Mexico, Mississippi, Colorado and Nebraska. It offers commercial insurance in areas related to trucking, hospitality, general contractors, wholesale and distribution, apartments, condominiums, manufacturing, retail services, and motel and hotel operations. The company s insurance plans offer coverage in the areas of loss control, claims management, professional liability, pollution, workers' compensation and general liability. SMA Insurance is located in St. Cloud, Minn.