Growing from a rural agricultural bank to a nationwide financial services company with more than $1 billion in assets, Stearns Bank is consistently recognized nationally for top performance among banks throughout the United States. The company s personal banking services include day-to-day personal banking, such as checking accounts, passbook savings and time saving certificates; loans, such as mortgage loans and jumbo loans, home equity and installment loans; online banking; Phone Bank; safe deposit boxes; notary services; automatic teller machines and credit card services. Its banking services include checking and savings services, such as simple business checking, business checking, community checking, money manager, passbook savings and time savings certificates; cash management services; and online banking. Stearns Bank has multiple locations throughout Minnesota, including Albany, St. Cloud, Evansville, Holdingford and Upsala.