Merchants & Planters Bank provides primary financial services to customers and the community. It also provides a wide range of financial products that include ATMs, debit and credit cards, personal checking and savings accounts, certificates of deposit, commercial accounts and individual retirement accounts. The bank offers a full range of lending services, including home loans, lines of credit, accounts receivable financing, and business, car, construction, personal and land loans. It also provides several online banking services, such as viewing account summary, account activity, transfer of funds and loan payment services. Merchants & Planters Bank s clients are offered access to several savings accounts, such as Regular, Silver, Rainbow and Christmas savings accounts. The bank is headquartered in Raymond, Miss.