FMB History For over 60 years, Farmers & Merchants Bank has been serving this community. What started as the dream of a local group of businessmen in 1941 is truly a success story in the banking industry today. Home owned and operated since 1941, Farmers & Merchants Bank prospers through a dedicated community and by the commitment of loyal employees and loyal customers-some of whom have been with Farmers & Merchants Bank for over forty years. The people who work at Farmers and Merchants Bank are the people you know from church, school, the softball field, civic groups, and all over town. Many grew up here and continue to share in their community. This commitment has allowed us to be one of the "Highest Rated Banks In America" according to Sheshunoff Information Services Inc, "Five Star Rated" by Bauer Financial Reports, Inc, and A+ Excellent by Weiss Ratings, Inc The A+ rating is the highest grade possible from Weiss and places Farmers & Merchants in an elite group of 98 banks representing the top 1.1% of the industry. In a world that changes so rapidly, Farmers and Merchants Bank remains a stable and secure banking institution whose first priority is to provide safety for the hard earned money of our customers. Bank with the confidence of knowing that everything is processed right here at home by people you know and trust.