In 1973, First Natchez Bank was idealized and formed on the basis that Adams County, Miss., needed a bank to offer banking services to all of the community. First Natchez Bank became United Mississippi Bank in 1985. The bank s personal banking services include savings accounts, checking accounts, certificates of deposit and individual retirement accounts. Its business banking services consist of savings accounts, checking accounts, certificates of deposit and cash management. The bank s loan portfolio includes real estate, commercial, home mortgage and home equity loans. United Mississippi Bank is headquartered in Natchez, Miss.