Premium Financing Specialists is a premium financing company based in Kansas City, Mo. Established in 1977, the company is one of the largest premium financing companies in the United States. It finances both property and casualty premiums for insurance companies throughout the country. Premium Financing also accepts accounts of small premiums under $2,000. Its Windows based software, PFS-Quote, is integrated with four agency management systems, including Applied Systems and Instar. The company operates through more than 20 full service branch offices and 35 marketing representatives located throughout the United States.