Diversified Financial Services is a provider of physical damage insurance and nonrecourse retail leasing and financial products. It provides insurance for a variety of equipment, such as agricultural, irrigational, construction and industrial equipment. It has a service network with equipment dealers, manufacturers and trade associations to offer several financing programs for production agriculture. The company offers retail installment contracts and leases to farmers and ranchers on various types of agricultural equipment sold through equipment dealers. It also provides financing and leasing options for pivots, precision corner machines and lateral-move irrigation equipment. The company offers replacement cost coverage on new and pre-owned agricultural equipment, such as tractors, cultivators, balers and planters. Diversified Financial Services provides insurance for all equipment leased and financed through it. Headquartered in St. Louis, the company also has a location in Omaha, Neb.