The Provident Bank is dedicated to the delivery of financial products to its customers with convenience, personal service and value while operating in a manner consistent with the fundamentals of sound banking. Service to the community and the professional development of employees are vital to the bank's success. The bank provides its customers with a variety of services, such as personal banking options that include checking accounts, student checking accounts, certificates of deposit, individual retirement accounts, money market accounts, passbook savings accounts, fixed rate and adjustable loans, home owner loans, construction loans, mortgage loans, telephone banking, automatic teller machine and debit and credit cards and safe deposit boxes; and business banking options, such as checking accounts, money market accounts, savings accounts, real estate loans, small business association loans, term loans, nonprofit and municipal services, investment sweep accounts and merchant cards. It also provides investment services. The Provident Bank has a location in Woodbridge, N.J.